Buying Process

Your Road to Homeownership

No jargon, no detours — just five stops between you and your new front door.”

2025 BUILD

MOVE-IN READY

GREEN CERTIFIED

BUILT EFFICIENT

FROM THE $270S

PRICED FOR YOU

80% MFI

$60K–$100K INCOME

FIVE STOPS AHEAD

MILE 1

Determine Eligibility

Complete our short pre-qualification application — it's the first step and takes just minutes

 

No cost, no commitment — just clarity.
MILE 2

Gather Your Documents

Upload 30 days of paystubs, your latest tax return & W-2, and 2 months of bank statements.

 

Have these ready to save time.

MILE 3

Review With Your Lender

Sit down with your lender to go over your qualifications and map out your mortgage plan.

 

Ask questions — that’s what we’re here for.

MILE 4

Pick, Sign & Deposit

Choose your unit, sign your contract, and put down your earnest money

 

This is the fun part — go pick your favorite!

MILE 5

Close & Get Your Keys!

Sign the final paperwork at closing, and welcome home — you did it!

 

Cue the confetti. You’re a homeowner.

Household Size80% MFI
1 Persons$ 74,800
2 Persons$ 85,450
3 Persons$ 96,150
4 Persons$ 106,800
5 Persons$ 115,350
6 Persons$ 123,900
7 Persons$ 132,450
8 Persons$ 141,000

How to Check Your Eligibility

First, find the row that matches the number of people in your household. Then compare your total annual household income with the applicable 60% or 80% MFI income limit.

Because Willows Crossing includes homes at both 60% and 80% MFI, the applicable income limit will depend on the specific home you are interested in.

Worked Examples:

  • For an 80% MFI home: If you make $70,000 as a 1-person household, you are eligible for an 80% tier home because your income is below the 80% limit.

  • For a 60% MFI home: If you are a family of 4 with a total combined income of $75,000, you are eligible for a 60% tier home because your income is below the 60% limit.